What is the Superfuture RSA?

Retirement may seem a long way off, however planning your retirement savings early helps ensure that your future plans will be secured when you do retire. The Superfuture RSA is an account specifically designed to provide income in retirement.


Our Superfuture RSA is a low-risk, simple alternative to traditional superannuation options with no entry and ongoing administration fees.

The RSA provides you with superannuation and account-based income streams (pensions) that are capital guaranteed. You are provided with peace of mind, your account balance is protected against negative returns.

Tax concessions may also apply to contributions to your Superfuture RSA, with tax deductions available for some contributions. Tax concessions may also apply to fund earnings and to benefit payments. You can only withdraw your investment in the Superfuture RSA in accordance with superannuation requirements and rules. We recommend you seek advice from an accredited taxation and superannuation professional on these issues.

You can enjoy the following benefits with our Superfuture RSA:

  • low-risk superannuation account
  • competitive variable interest rates
  • choice of term deposits with higher interest rates
  • capital guaranteed – protected from negative returns
  • account-based income streams
  • transition to retirement income streams.


Features of our Superfuture RSA include:

  • no entry or administration fees
  • optional insurance cover

Rates & fees


Superfuture RSA variableRate pa
Up to $4,999.99
$5,000 - 19,999.99
$20,000 - 49,999.99
$50,000 plus

Tiered with the rate of interest applicable to the balance of your RSA variable account being that as stated above in this table. The rate is applied to the whole balance of the RSA variable account, with the 'whole balance' excluding any balance in a RSA term deposit.
Quoted net of all administration fees and before taxes and any government charges.
Rates are effective 1 July 2018 and subject to change at any time. Interest is calculated daily and credited to the RSA variable account on 30 Jun.

Fees & Charges

Refer to Fees & Charges (PDF) for information on current fees & charges.


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Remember to read the following important documents:

BSB: 704 230

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