Not sure which savings account is best for you? It's a good idea to consider your financial situation, work out your objectives and goals and think about how you do your banking. Or call us and talk it through before you decide.

Remember that you'll need to consider more than interest rates. If you're saving regularly, an account that pays bonus interest for no withdrawals might suit you. But if you want to move your money in and out whenever you want, then one of our easy access options would probably be better.

Then there are special  purpose accounts such as the Little Copper Club for our members who are under 18 or the Christmas Club for those holiday expenses.

• Everyday: transaction account with no monthly account keeping fees, no minimum deposit and free withdrawals when using any of the 4 major bank and overseas ATMs¹ .
  
• Investment: daily access; higher interest; no minimum balance.
• Easyinvest: higher interest rates; flexible; no minimum balance.
• Bonus Saver: bonus interest when you deposit at least $100 per month with no withdrawals.
• Christmas Club: plan for holiday spending;higher interest; no minimum balance.
• Little Copper Club: for members under 18 with higher interest; competitions and rewards.
• Term deposits: competitive interest rates; fixed term.