Redraw or top-up

If you need a bit of cash to purchase a new car, take a well-deserved holiday or maybe just to do some renovations around the house, then you could consider either utilising redraw or a top-up loan.

Redraw facility

A redraw facility on a variable rate home loans allows you to withdraw directly from your home loan account any repayments you've made that are more than your contractual repayments.

The minimum redraw is $50 and the maximum is the amount of advance repayments you've made.

You can make as many redraws as you like and there is no fee to do so.

Top-up loan

With a top-up loan, you can utilise the equity in your home or investment property to borrow additional funds for other purposes to help you achieve your investment or lifestyle goals.

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4 easy ways to apply

Before you apply...

We recommend that you read our Credit Guide (PDF).

BSB: 704 230

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