Personal loan

Want to get your finances back on track? We can help you consolidate your debt into one easy to manage personal loan with a great low rate.

Overview

Benefits

You can enjoy the following benefits:

  • competitive fixed and variable rate loans
  • interest calculated daily and debited monthly in arrears
  • no limit to additional repayments
  • no penalty fees for early repayments
  • easy repayment through direct credit or regular payments from your at call account
  • flexible repayment options weekly, fortnightly or monthly.

Eligibility

To be eligible, you must:

  • be a BankVic  member
  • be 18 years and over and
  • meet our credit assessment criteria.

Features

Features of our personal loan include:


Rates & fees

Rates

  Rate pa Comparison rate pa
Variable 
9.95% 10.57%
Fixed
9.95% 10.57%

Rates are effective 9 Oct 2018 and subject to change at any time. 
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for the personal loan (unsecured) has been calculated on an unsecured loan amount of $10,000 over a term of 3 years. Comparison rate for the personal loan (secured) has been calculated on a secured loan amount of $10,000 over a term of 3 years.

Fees & charges

Refer to Fees & Charges (PDF) for information on current fees & charges.

Apply now

3 easy ways to apply

Before you apply...

We recommend that you read our Credit Guide (PDF).

BSB: 704 230

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