Equity Loan Package

Our Equity Loan Package is a line of credit account secured by your residential property. It allows you to access equity available on your home for a variety of purposes, such as extending the family home (renovations), purchase items such as a car or caravan, or even  an extended holiday.

Features Fees & charges Overview
Minimum loan amount
Maximum borrowings

Up to 80% of the value of property offered as security.

Maximum loan term

30 years

Loan type

Line of credit

Split loan

Yes. You have the flexibility to split your loan to best suit your needs.

Additional repayments

Yes. Pay off your loan faster and save on interest.

Redraw facility

Yes. The ability to access your additional loan repayments is a feature of the line of credit or equity facility.

Repay loan early

Make additional payments and redraw on the variable portion of your loan.

Loan portability


Establishment fee

No separate establishment fee applies.

Annual fee

Yes. Annual fee will be charged when your loan commences and on the anniversary date thereafter.

Monthly fee

No. No monthly account-keeping fees.

Ezepay  account

Yes. Available as part of our Equity Loan Package.

Visa credit card (optional)

Yes. Option to choose from a Visa Gold or Silver credit card.

BSB: 704 230

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