You can enjoy the following benefits:
By offsetting your savings, if you borrow $200,000 and the average balance in your offset savings account is $20,000, we will only calculate interest on $180,000.
To be eligible, you must:
Features of our offset variable rate home loan includes:
|Rate pa||Comparison rate pa|
1 Offset variable rates effective 5 March 2020 for new borrowers; 16 March 2020 for existing borrowers.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for our home loan is based on a on a new loan for a property purchase secured by a freehold property located within the metropolitan area and associated costs. The rate has been calculated on a loan amount of $150,000 over a term of 25 years.
You can also request a home loan key facts sheet which will highlight important information such as the total amount that you need to repay over the life of your loan.
Refer to Fees & Charges (PDF) for information on current fees & charges.
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