Fixed rate

Apply for a 2 year fixed rate home loan before 30 September 2018 and we’ll waive your establishment fee.

Our competitive fixed rate home loans give you the ability to fix your rates over a period of one to five years, so you can better manage your finances.

Overview

Benefits

You can enjoy the following benefits:

  • additional repayments available*
  • flexible repayment options – weekly, fortnightly or monthly
  • interest calculated daily and debited monthly in arrears
  • pre-approval certificate (valid for three months)
  • no-obligation quotes for pay-by-the-month insurance (with an option of 90 days free building insurance cover during settlement period).

Eligibility

To be eligible, you must:

  • be a BankVic member
  • be 18 years and over and
  • meet our lending assessment criteria.
* You can make up to $10,000 pa in additional payments without incurring any penalty cost.

Features

Features of our fixed rate home loans include:

Rates & fees

Limited offer on 2 year fixed rate home loan2

For 2 year fixed rate home loan applications received before 30 September 2018, we will waive the establishment fee.
 

Rates

  Rate pa Comparison rate pa
Owner-occupied1
1 year 3.92% 4.57%
2 year (special offer) 3.79% 4.52%
3 year 4.02% 4.49%
4 year 4.39% 4.58%
5 year 4.39% 4.57%
Investment1
1 year 4.29% 5.16%
2 year 4.29% 5.10%
3 year 4.34% 5.02%
4 year 4.74% 5.16%
5 year 4.74% 5.15%

1 Fixed rates effective 1 July 2018.

WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Comparison rate for our home loan is based on a on a new loan for a property purchase secured by a freehold property located within the metropolitan area and associated costs. The rate has been calculated on a loan amount of $150,000 over a term of 25 years.

Key facts sheet

You can also request a home loan key facts sheet which will highlight important information such as the total amount that you need to repay over the life of your loan.

Fees & charges

Refer to Fees & Charges (PDF) for information on current fees & charges.

Apply now

4 easy ways to apply

Before you apply...

We recommend that you read our Credit Guide (PDF).

BSB: 704 230

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