Savings & term deposit accounts interest rates

Savings and Investment accounts (rates per annum)
Everyday S1 3 0.01%

Rates are effective 15 Aug 2016.

Rates are effective 15 Aug 2016.

Investment S2 3
Up to $4,999.99
0.01%
$5,000 - 24,999.99
0.01%
$25,000 - 49,999.99
0.10%
$50,000 plus
0.30%

Rates are effective 12 July 2019.

Easyinvest S7 2
Up to $5,000,000
1.20%
$5,000,000 plus
0.25%

Rates are effective 12 July 2019.

Bonus Saver S8 standard rate
0.05%
Bonus Saver S8 bonus rate4
Up to $5,000,000
1.85%
$5,000,000 plus
0.25%
Total Bonus Saver S8 rate (standard plus bonus)2
Up to $5,000,000
1.90%
$5,000,000 plus
0.30%

Rates are effective 1 August 2019.

Little Copper Club S3 3 0.30%

Rates are effective 12 July 2019.

14 Day Notice S14 3
$5,000 - 24,999.99 0.01%
$25,000 - 49,999.99 0.40%
$50,000 plus 0.90%

Rates are effective 12 July 2019.

Christmas Club S4 2
0.30%

Rates are effective 12 July 2019.

SMSF Saver S40 2
Up to $5,000,000 1.90%
$5,000,000 plus 0.30%

Rates are effective 1 August 2019.

Pension Plus  S10 3,5
Up to $49,200 1.10%
$49,200 plus 2.00%

Rates are effective 12 July 2019.

Products no longer for sale
Ezesaver S21 standard rate
Up to $5,000,000
1.15%
$5,000,000 plus
0.05%
Ezesaver S21 bonus rate1
0.15%
Total Ezesaver S21 rate (standard plus bonus)2
Up to $5,000,000
1.30%
$5,000,000 plus
0.20%
Anywhere S11 3 0.01%

All savings and investment interest rates are variable and subject to change at any time. 1. Ezesaver bonus rate is additional to the Standard rate and applies when no withdrawals are made in a month. 2. Interest is calculated daily and credited monthly. 3. Interest is calculated daily and credited on 30 Jun and 31 Dec. 4. Bonus Saver bonus rate is additional to the Standard rate and applies when deposits of at least $100 and no withdrawals are made in a month. 5. Interest is calculated using the 'part' balance method on each balance amount that falls within the respective balance tier.

Term deposits I20 (rates per annum)
$5,000 - 24,999.99 $25,000 - 49,999.99 $50,000 plus
3 months
1.75% 1.85% 1.90%
4 months
2.00% 2.00% 2.00%
5 months
1.75% 1.75% 1.75%
6 months
1.90% 1.90% 1.90%
7 months
1.75% 1.75% 1.75%
8 months
1.75% 1.75% 1.75%
9 months
1.75% 1.75% 1.75%
10 months
1.75% 1.75% 1.75%
11 months
1.75% 1.75% 1.75%
12 months
1.80% 1.90% 1.95%
18 months
1.75% 1.85% 1.90%
24 months
1.90% 1.85% 1.90%
36 months
1.80% 1.85% 1.90%
48 months
1.80% 1.85% 1.90%
60 months
1.80% 1.85% 1.90%
12 months
regular income I3
1.75% 1.85% 1.90%
50+ Investment account I30 (rates per annum)
Monthly interest Quarterly interest Yearly interest
1 year
1.90% 1.91% 1.95%
2 years
1.85% 1.86% 1.90%
3 years 1.85% 1.86% 1.90%
4 years 1.85% 1.86% 1.90%
5 years 1.85% 1.86% 1.90%

Interest is calculated daily and compounds annually or is credited monthly, quarterly or annually. Initial deposit of $50,000. Subsequent minimum deposit of $10,000. Interest rates on amounts in excess of $100,000 are subject to negotiation. Available rates are effective 27 August 2019 and subject to change at any time.

PDS IR 13 June 2019
Product Issuer: Police Financial Services Limited ABN 33 087 651 661 AFSL 240293 Australian Credit Licence 240293 GPO Box 2074 Melbourne VIC 3001. T 13 63 73 E info@bankvic.com.au W bankvic.com.au

BSB: 704 230

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