Welcome to
Google Pay

The quick, simple and
secure way to pay

Use your BankVic Visa credit and debit cards to make payments in stores and online with Google Pay


Make speedy payments in stores with your Android device or online in apps and websites without the need to create an account.


Getting started is easy. You can add your BankVic Visa debit or credit card to Google Pay in a few quick steps.


Protect your payment info in stores and online with multiple layers of security to help keep your account safe.

Getting started with Google Pay

Get started today. Follow these simple steps to add your BankVic Visa debit and credit card to Google Pay.


Download the Google Pay app from Google Pay


Follow the instructions to add a card or another payment method


Verify your card, then you’re all set

Where you can use Google Pay

Google Pay is accepted in stores, apps and websites in Australia and around the world. You can use it to pay anywhere you see either of these symbols at checkout.

Making payments with Google Pay

In stores

Google Pay works anywhere contactless payments are accepted, with NFC enabled Android devices running Lollipop 5.0+.

To pay in stores just wake up your Android phone and hold it near the terminal until you see a check mark. You don’t even need to open the app.

In apps and websites

Use Google Pay to make payments across your favourite apps and websites. Once you’ve added a card, you won’t need to enter your payment info again. Just choose Google Pay at checkout and confirm your purchase.

About Google Pay

What is Google Pay, and how does it work?

Google Pay is a free app that allows you to use your compatible Android smart device to simply and securely pay in-store or via merchant’s apps.

You’ll need an eligible card on your NFC-enabled Android device.


Where can I use Google Pay?

You can pay with your Android Phone at hundreds of thousands of merchants. Easily pay wherever contactless payments are accepted or where you see one of these symbols:

You can also use Google Pay in many of your favorite apps. Just look for the Buy with Google Pay button. You can see the apps that accept Google Pay on the Google Pay Store.


Which cards are eligible for Google Pay?

Google Pay is available on BankVic Visa debit and credit cards.

What devices are compatible with Google Pay?

Your device must be NFC capable and running Android Lollipop 5.0 or above. Check your settings on your device or visit Google Pay.

To make in store payments your phone needs to support NFC. To check for NFC, look for it in your phone’s Settings app. You can make in app payments even if your phone does not have HCE.



Getting Started

How do I start using Google Pay?

Simply check your device for the Google Pay app or download the app on the Google Pay store.

  • Follow the instructions to add a card or another payment method
  • Verify your card

How many cards can I load into Google Pay?

As many cards as you want, but you must be the owner of all cards loaded into the app.


Can I place my card on multiple devices?

Yes. You can add your card to multiple eligible devices. But it’ll require you to complete the registration process for each device.



Using Google Pay

How do I use Google Pay in-store?

When paying in-store:

1. Simply wake up your phone. No need to open the app.

2. Hold the back of your device near the contactless payment terminal and wait for the blue checkmark.

For purchases over $100, you may need to unlock your device and, depending on the terminal, you may need to enter your pin.


How do I use Google Pay for In-App payments?

Simply select Google Pay at checkout. You can check the list of participating merchants in Australia on the Google Pay webpage.


Can I use Google Pay to make cash withdrawals?

No, not at this stage. Your plastic card will be required to withdraw cash.


Which card does Google Pay use when I pay?

It’ll be the first card you add. But you can choose your default card. Visit the Managing your Card in Google Pay section of the FAQs for instructions on how to change your default card.


Can I use Google Pay overseas?

It’ll work in countries where Visa contactless payments are accepted. We recommend that you take your physical card as a backup, as not all merchants allow contactless payments.


Can I view transactions in the Google Pay App?

Yes. You can view the last 10 transactions made using your card registered for Google Pay.

Alternatively, you can login to the BankVic Mobile App or Internet Banking to view your full list of transactions.


How do I return items purchased with Google Pay in-store?

In most instances, a return should work with Google Pay the same as it would if you had swiped a regular card. The key difference is that instead of the merchant having to swipe your card again you'll have to hold your phone near the payment terminal again to verify the return. Be sure to check that the Card selected in Google Pay is the one that you used for the original purchase. In some cases you may also be asked for the last few digits of your Card number. If this happens, you should provide the last few digits of your virtual account number. To view the last four or five digits of the virtual account number go to "Card details" or "Transaction details".

Check with your retailer before making the return, as some merchants will require your physical card to process the refund.


Do I need Wi-Fi to use Google Pay?

No, you won’t. But you’ll only have a limited number of Google Pay purchases without an internet connection. You’ll therefore need to access a data network or Wi-Fi connection while overseas.

The number of offline purchases available will re-set once you have reconnected your device to the internet.



Managing your card in Google Pay

How do I change my default card for Google Pay transactions?

You can change your default card in two ways:

  • On your device in the Google Pay app

For more information on selecting your default card, visit the Google Pay app or Google accounts webpage.


How do I remove a card from Google Pay?

You can remove your card from your device in the Google Pay app or via the Google accounts webpage.

Visit the Google Pay app or Google accounts webpage for instructions on how to remove a card.


If my card has expired and I got a new one, do I need to add my card again?

No. Your replacement BankVic Visa debit or credit card will automatically be updated with your Google Pay Virtual Account Number.

You can continue using Google Pay if you’re waiting to receive your new plastic card.


How do I update Google Pay if my card is lost or stolen?

You will need to contact us on 13 73 63 immediately and we’ll cancel your card and order you a replacement. You can also do this via the Card Management tool in the BankVic App.

Once your new card arrives, you’ll need to wait a day before you can continue to make purchases using Google Pay. Your new card will automatically update itself in Google Pay, so there’s no need to register the card.


What happens if my device is lost or stolen?

You can find, lock or erase Google Pay using Google’s Android Device Manger. Alternatively, you can call 13 73 63 and we can delete your Google Pay Virtual Account Number.

Remember that you can still to use your plastic card.


How do I update Google Pay if my device is updated or replaced?

So, you’ve got a new device? You’ll need to add your card again to Google Pay by following the same registration process. Remember to remove your card from Google Pay if you no longer intend to use the app or you sell your device.



Google Pay Security

How secure is a Google Pay transaction?

Google Pay protects your payment info through multiple layers of security, using one of the world’s most advanced security infrastructures to help keep your information safe.

In addition, BankVic monitors your transaction history 24/7, to identify any unusual activity. You can contact Google directly about your device’s security features.


What is my Virtual Account Number?

Your credit and debit card information are assigned a unique virtual account number that’s used at checkout, so your full card details are never shared with the store. Think of it as a digital stand-in for your payment information. To view the last four or five digits of your virtual account number go to “Card details” or “Transaction details".


When will I need my virtual account number?

You’ll need your virtual account number if you would like to make a return on an item purchased with Google Pay.




DISCLAIMER: Android and Google Pay are trademarks of Google LLC. Police Financial Services Limited ABN 33 087 651 661 - trading as BankVic | AFSL and Australian Credit Licence 240293. bankvic.com.au. 4.19 6890bv