Superfuture RSA term deposit

Our Retirement Savings Account (RSA) term deposits offer you the security of a term deposit with the tax advantages of retirement superannuation.

Benefits

You can enjoy the following benefits:

  • Term Deposit security
  • tax advantages of super
  • capital assurance so you can be certain of no negative returns.
  • Financial Claims Scheme - you may be entitled to payment under the government’s financial claims scheme.  Payments under the scheme are subject to a limit for each depositor (currently $250,000).  You can obtain information about the scheme from the Australian Prudential Regulation Authority (APRA)  and the APRA hotline on 1300 13 10 60.

Features

Features of our Superfuture RSA Term Deposit include:

  • no entry or administration fees
  • lock in for 6, 12 or 24 months
  • minimum deposit of $50,000
Your Term Deposit cannot be withdrawn prior to maturity.  However, under special circumstances we may, at our discretion and in accordance with Superannuation preservation rules, agree to a request from you for a full or partial redemption of your Term Deposit.  In this instance, you may incur an interest rate reduction.

Rates & fees

Rates

(minimum deposit $50,000) Rate pa
6 months
2.35%
12 months
2.50%
24 months
2.75%

Quoted net of all administration fees and before taxes and any government charges.
Rates are effective 1 October 2017 and subject to change at any time. Interest is calculated daily and credited to the RSA variable account on 30 Jun and on maturity.

Refer to Fees & Charges (PDF) for information on current fees & charges.

Apply now

3 easy ways to apply

Before you apply...

Remember to read the Product Disclosure Statements:

and the General Information, Terms and Conditions (PDF) which contains the terms and conditions for our products and services, and the Financial Services Guide (PDF) which tells you about us and the services we offer.


BSB: 704 230

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