Diversified Investor Package

Our Diversified Investor Package is a great solution for non-property investors. So if you're looking to invest in shares or managed funds, this package provides you with the flexibility and convenience to manage your investment the way you want.

 
FeaturesFees & chargesOverview
Minimum loan amount
 $50,000
Maximum borrowings
 

Up to 80% of the value of property offered as security.

Maximum loan term
 

30 years

Loan type
 

-  Standard variable (principle and interest)
-  Interest only

Split loan
 

Yes. You have the flexibility to split your loan to best suit your needs.

100% interest offset facility
Nil

Yes. Save on interest by offsetting the funds in your linked Investor or Ezepac account against the balance of your loan. Note: Not all transaction accounts offer the offset facility. Offset facility is only available on variable rate loans.

Additional repayments
 

Yes. Pay off your loan faster and save on interest. Note: On a fixed rate loan, you may incur early repayment costs.

Redraw facility
 

Yes. Access your additional loan payments (minimum amount $50). Note: redraw facility is not available on interest only loans.

Repay loan early
 

Make additional payments and redraw on the variable portion of your loan.

Loan portability
 

Yes.

Establishment fee
Nil

No separate establishment fee applies.

Annual fee
$375

Yes. Annual fee will be charged when your loan commences and on the anniversary date thereafter.      

Monthly fee
 

No.

Investor account (optional)
 

Yes. Your loan may be linked to a transaction account (Investor account) where you can deposit your rental income and other funds. Alternatively, you can keep your everyday transaction account separate from your investment account.

Overdraft (optional)
 

Yes. An overdraft facility is available giving you access to funds in case of an emergency. Note: If taken, the approved credit limit becomes part of your maximum borrowings.

Visa credit card (optional)
 

Yes. Option to choose from a Visa Gold or Silver credit card.

BSB: 704 230

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