Personal loans interest rates

Car
Fixed secured Rate paComparison rate pa1
New car2
6.99%7.12%
Used car8.99%9.12%
My first car37.99%8.12%
Safe used car47.99%8.12%

All BankVic car loans are secured by a goods security agreement. Rates are effective 1 Jul 2016 and subject to change at any time.

Personal
 Rate paComparison rate pa
Variable secured
12.95%13.58%5
Variable unsecured
12.95%13.58%6

Rates are effective 1 Jul 2016 and subject to change at any time.

Travel
 Rate paComparison rate pa7
Fixed unsecured
9.75%10.66%

Rates are effective 1 Jul 2016 and subject to change at any time.

Student
 Rate paComparison rate pa6
Fixed unsecured
9.75%10.37%

Rates are effective 1 Jul 2016 and subject to change at any time.

Job starter
 Rate paComparison rate pa6
Fixed unsecured
9.75%10.37%

Rates are effective 1 Jul 2016 and subject to change at any time.

Overdraft
 Rate pa
Variable
12.95%

Rates are effective 1 Jan 2010 and subject to change at any time.

1 Comparison rate has been calculated for a secured new or used car loan for an amount of $30,000 over a term 5 years.
2 Minimim loan amount $20,000.
3 Only available for 18 - 25 year olds. 
4 Safe used car: a car that has achieved a four or five star rating, with either the Australasian New Car Assessment Program (ANCAP) or Used Car Safety Ratings program (UCSR). Visit ancap.com.au or howsafeisyourcar.com.au to access individual  rating details.
5 Comparison rate has been calculated on a loan amount of $10,000 over a term of 3 years secured by a goods security agreement.
6 Comparison rate has been calculated on an unsecured loan amount of $10,000 over a term of 3 years.
7 Comparison rate has been calculated on an unsecured loan amount of $10,000 over a term of 2 years. 
 
Comparison Rates: WARNING: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and charges apply. Information on Terms & Conditions, fees & charges and interest rates are available upon application or request.

BSB: 704 230

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