Ezepay S20 is an everyday transaction account where you deposit your salary and pay your bills electronically, saving you time and effort. You'll enjoy the following benefits:
Ezesaver S21 is a savings account where you can receive a higher interest rate and bonus interest if you don't make any withdrawals in a month, helping you save faster. You'll enjoy the following benefits:
The two accounts are directly linked, so you can move your money between your accounts via internet, mobile or telephone banking.
Features of our Ezepac account include:
Branchless or electronic banking has never been easier! When you are out and about, use mobile banking as another way to access your accounts online. You can view your transaction history, transact or transfer funds from your Ezepay to your Ezesaver instantaneously.
|Ezesaver||Standard rate pa||Bonus rate pa2||Total rate pa (standard plus bonus)|
| Up to $1,000,000||1.80%||0.20%||2.00%|
| $1,000,000 plus||0.60%||0.20%||0.80%|
2 Bonus rate is additional to the Standard rate and applies when no withdrawals are made in a month.
Refer to Fees & Charges (PDF) for information on current fees & charges.
Before you apply...
Remember to read the Product Disclosure Statements:
and the General Information, Terms and Conditions (PDF) which contains the terms and conditions for our products and services, and the Financial Services Guide (PDF) which tells you about us and the services we offer.
Tips on how to make the most of your Ezepac account.
What is Ezepac?
Ezepac is a simple everyday banking package, which comprises two accounts– Ezepay and Ezesaver.
Ezepay is a transaction account where you can deposit your salary and enjoy the convenience of paying your bills electronically. Ezesaver is a savings account where you can receive a high interest rate and a bonus rate of 0.20%pa if you don’t make any withdrawals in a month.
Can I transfer money between Ezepay and Ezesaver?
Yes. The two accounts are directly linked so you can move your money between your accounts via online, mobile or telephone banking.
What type of transactional benefits can I expect to receive from Ezepac?
With Ezepac you can enjoy many transaction benefits including
What type of member is Ezepac designed for?
Ezepac is primarily designed for members who are looking for a simple, all-in-one package and prefer to conduct their banking via electronic channels such as online, mobile and telephone banking.
Can I have a joint account with the Ezepac?
Yes. To set up your joint account holder will need to complete the Joint Account holder application form (PDF). To apply, simply call Service & Sales on 13 63 73.
Can I have more than one Visa Debit card?
No. You can only have one Visa Debit card with your accounts.
Can I open an Ezesaver account, without having an EzePay?
No. Ezepac is designed specifically as a bundle and consists of Ezepay and Ezesaver .
Can I open any other transaction and savings accounts with Ezepac?
Yes. Members choosing an Ezepac can apply for other savings accounts including Bonus Saver, Easyinvest and Christmas Club accounts. Don’t forget there is also our term deposits .
Are there any fees associated with Ezepac?
There are some over-the-counter and telephone assisted transaction fees associated with the Ezepac account including:
What if I withdraw $50 from an ATM – will I be charged a fee?
If your ATM withdrawal is under $100, a transaction fee will be incurred. Transactions at Westpac/Bank of Melbourne/St.George/BankSA ATMs will be charged at $1.80 per transaction. All other ATM transactions will incur an ATM operator fee.
What if I withdraw more than $100 at an ATM?
All ATM withdrawals of $100 or more (Australia-wide) are free. However, an ATM operator fee will appear on your statement as a line item. We will then rebate this fee to your account. Rebates will appear on your statement at the end of the next business day.
I am under 18 – will I be charged any fees with Ezepac?
No. Members under 18 years will not be charged any transaction fees. However, dishonour fees and service charges may apply if accounts are overdrawn.
* Interest rates are variable and subject to change. 1. ATM transactions less than $100 will incur a transaction fee. Transactions at Westpac/Bank of Melbourne/St.George/BankSA ATMs will be charged at $1.80 per transaction. All other ATM transactions will incur an ATM operator fee. 2. All cheque withdrawals will incur $1 fee. 3. Visa cash advance cash withdrawals (including overseas ATMs) in excess of the four free transactions per month will incur a $4 fee. ® Registered to BPAY Pty Ltd ABN 69 079 137 518.This advice is general, so it may not be right for you. Before acting on the advice you should consider whether the advice is appropriate for you. Before you make any decision to acquire the At Call Savings Account and Non-Cash Payment Services you should obtain and consider the relevant Product Disclosure Statement available from our website, any branch or by calling us on 13 63 73.
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